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Finance Calculators

SIP Goal Calculator

Find out how much you need to invest monthly (via SIP) to reach a target corpus.

Part of the Retirement journey · step 2 of 7 · See the full map →

The corpus you're aiming for, e.g. 1 Cr or 10000000.

Indian equity SIPs have historically averaged roughly 11-13% a year over long periods; mixed equity-debt portfolios less.

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Will my retirement savings last?Stress-test the plan you're building against real market volatility

Frequently Asked Questions

Where do I get my target corpus from?
Use the Retirement Corpus Target Calculator if you're saving for retirement specifically, or enter any goal amount directly — a child's education, a down payment, or any other target with a fixed date.
Does this assume the SIP amount stays the same every month?
Yes — a flat, unchanging monthly investment for the whole period. Many investors increase their SIP over time (a "step-up" SIP) as income grows, which would let you invest less now than this figure suggests.
What return should I assume?
Depends on your allocation. A pure-equity SIP has historically averaged higher returns with more volatility; a mixed equity-debt SIP will be lower but steadier. Use a figure you'd be comfortable being wrong about in either direction.