Terms & disclaimer

Educational tools, not advice

ForeA Tools’ calculators are provided for education and general illustration only. They do not consider your complete financial situation and do not constitute investment, tax, or legal advice, or a recommendation of any product, asset allocation, or strategy. ForeA is not a SEBI-registered investment adviser, and nothing on this site should be treated as personalized advice. For decisions about your money, consult a qualified, registered professional.

Simulations are illustrations, not predictions

Where a tool runs a simulation (the Retirement Planner’s Monte Carlo model, or the Retirement Corpus Target Calculator’s stress-tested search), results are generated using simplified assumptions about returns, volatility, inflation, taxes, and fees. Actual market behavior, tax rules, and your circumstances will differ. A high success probability is not a guarantee that money will last; a low one is not a prediction that it won’t. Past patterns do not assure future results.

Simplifications

Taxes are approximated as a single effective rate; specific products, exact tax slabs, transaction costs, and the precise relationship between inflation and asset returns are not modeled. Default assumptions are periodically reviewed but may be outdated at any time — check the “last reviewed” date shown near any assumption you rely on.